I was approaching retirement and feeling uncertain about the future, especially with the market's unpredictable nature. LG's book opened my eyes to the hidden risks I had never considered, like sequence of returns risk and longevity risk. The clear explanations and real-world examples gave me a sense of clarity and helped me design a strategy that protected my income and lifestyle. I no longer fear market downturns, and I can enjoy my retirement with peace of mind. This book is a must-read for anyone near or in retirement!

As a small business owner, I’ve always been focused on growing my business and building my retirement savings, but I never really understood the true risks involved until I read LG’s book. The chapter on inflation and healthcare costs was especially eye-opening. I had no idea how much these hidden expenses could affect my long-term financial stability. LG’s practical advice on guaranteed income strategies, like annuities, has helped me take a more proactive approach in securing my retirement. This book has been a game-changer for me.

As someone who works in finance, I thought I understood the risks of retirement, but LG’s book took my knowledge to a new level. His insights on market risk, especially in the early years of retirement, and the importance of building a stable income foundation were particularly valuable. The concept of shifting risk off the individual through guaranteed income products is something I now integrate into my own advice to clients. LG’s clear, no-nonsense approach makes complex financial topics accessible and actionable. Highly recommend it!

I’ve always been careful with my money, saving diligently for retirement, but after reading LG’s book, I realized how much I was overlooking—especially when it came to the impact of taxes and healthcare costs in retirement. LG does a fantastic job explaining these hidden risks in a way that’s easy to understand. I now have a plan in place to secure my income during retirement, and I feel much more confident about my financial future. This book is invaluable for anyone who wants to plan for a stable, worry-free retirement.